Car insurance

[Crush]

For those of you that live in the snowy climates and store cars for up to 6 months, what do you do about auto insurance?
Thx

[L_e_e]

I have full coverage year round.

[Steve Shauger]

For those of you that live in the snowy climates and store cars for up to 6 months, what do you do about auto insurance?
Thx


MK insurance is fantastic and happen to be a site Sponsor. Speak to Tami or Jackie. They go above and beyond with fabulous pricing and service. Here's there forum link

https://www.yenko.net/forum/showthread.php?t=103273&page=2 or click on their banners.

[RPOLS3]

MK insurance is fantastic and happen to be a site Sponsor. Speak to Tami or Jackie. They go above and beyond with fabulous pricing and service. Here's there forum link

https://www.yenko.net/forum/showthread.php?t=103273&page=2 or click on their banners.



Agreed - their year round collector car coverage policy was less expensive than starting and stopping a conventional policy.

[Lynn]

Another vote for MK. No reason to use anything but year round. What if you have a fire?

[flyingn]

I use condon skelly. Tried MK but their price was higher for me.

[Crush]

Thanks everyone. I am leaning towards cancelling as many of the cars are driven less than 3k a year and stored most of the time.
I’ll get a price from Mk.

[njsteve]

You know how Murphy's Law works. Once you cancel the policy and the car is in storage, the gremlins employed by Murphy Inc., will target your car for expedited destruction.

Maybe drop collision coverage but never drop the comprehensive coverage for fire/theft/vandalism/roof falling in/flood/meteorite hits/spontaneous combustion...

I use MK and they have been awesome. Especially when I have had claims - like when I opened the door on my Gramma's Firebird, into the cinderblock foundation ledge of my garage during the winter several years ago. They fully paid to repaint half the car to make sure the paint blend was good- all for a "simple" door edge chip. With a zero $ deductible.

P.S. Tell Tamra at MK I said hi.

And make sure you mention you are a member of this website. You'll get a 5% club discount on your policy.

[carnut4life]

Your a braver man than me Crush. I insure my cars year round with MK as well even though I only put a few hundred miles a year on each. The risk of fire, theft or building damage is too great to ignore IMO.

[olredalert]

----I've had a shop fire of some proportion and after dealing with 3 vehicles without insurance, I will never do that again! It took the better part of two years to mentally get over it, and the fire was not remotely my fault...….Bill S

[Jonesy]

I have Hagerty year round. I just looked at my policy and it $895/year for 4 cars I own.

So thats $223.75 per car.

Never had a claim so far.

[Steve Shauger]

I'm not telling anyone how to spend their money, however it's money well spent. I wouldn't consider dropping insurance on my cars for the reason posted previously.... unforeseen things happens :no: