[TMagda]

Went to get the little woman a new van tonight and got a little surprise. We usually lease a Toyota Sienna every 3 years. Last lease, MSRP 36,000, 0 down, 36 month = $364 per month. This lease (same van) MSRP 35,000, 0 down = $520 per month. The difference is on the current lease TFS was allowing a $20k residual. This has been lowered to $15k. Much more realistic for them, a little harder on the consumer. I think the dealers are going to be in a tough spot with prices/financing going up at the same time demand is declining due to the economy. Don't flame me too hard for leasing - it makes sense for us because of how hard we are on the vehicle. My 3 sons (8, 6, 4) and their friends destroy the thing.