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Old 12-11-2008, 07:47 AM
carguy carguy is offline
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Default collector car insurance

I recently learned something very interesting that hopefully will be of help to others.

When I purchased my first collector car I called one of the major collector car insurance companies and obtained insurance. As happens to most of us this soon became an addiction and I continued to add cars calling the same insurance company each time. Later I decided to get my dealers license and then added garage liability insurance using the same insurer.

I felt confident that the insurance company was treating me right on the price, but recently I decided to bid out my insurance needs to the other major collector car insurers. The quotes came in almost 40% less than what I was being charged. Point is if you have stayed with the same insurer for some time you might be surprised what you will find out when you bid this out.
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Old 12-11-2008, 11:33 AM
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ChevyThunder ChevyThunder is offline
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Default Re: collector car insurance

I just sent a friend who was Parish Heacock to my guy at Haggerty... Because my coverage is over a 1MM they inspected my shop, went over the alarm , fire and theft.. security , sprinklers... smart on Haggerty's part, Parish never did this.. my buddy has a quite a few cars and saved 5 figures on his policy and got better coverage..

The other thing about Haggerty for those of you in California... my policy includes earthquake damage , something my other policy did not include.
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Old 12-11-2008, 04:32 PM
Charley Lillard Charley Lillard is offline
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Default Re: collector car insurance

Tammy at MK insurance, our site sponsor shops the different carriers for you. Everyone so far has been very happy with the savings.
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Old 12-11-2008, 04:35 PM
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Alss Alss is offline
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Default Re: collector car insurance

Tammy is the best!
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1969 9566AA COPO Chevelle M-22
1969 Malibu 489 ZL-1 T-56/4.56
1969 Beaumont 540 th400 3.70
1969 Chevelle 300 Deluxe 427 ZL-1 M 22W
1970 Olds 442 W 30 2 door post
1969 Ply. GTX 426 hemi auto. Blue.
1940 Dodge pick up Durango 4X4
1968 Camaro ragtop LSA ZL1
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Old 12-12-2008, 07:17 AM
carguy carguy is offline
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Default Re: collector car insurance

Does anyone have Tammy's email address? I would like to get a quote.

Thanks
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Old 12-12-2008, 07:18 AM
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Mr70 Mr70 is offline
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Default Re: collector car insurance

Fill this out for a free quote.
http://www.mkinsuranceagency.com/pc2...aspx?sid=17981
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Old 12-12-2008, 07:19 AM
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mockingbird812 mockingbird812 is offline
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Default Re: collector car insurance

Here you go...


[email protected]



Also, Jackie Schneider in the same office will help you too...

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Tell 'em Large Marge sent you! J/K
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Old 12-16-2008, 02:08 AM
bruno17 bruno17 is offline
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Default Re: collector car insurance

[ QUOTE ]
I recently learned something very interesting that hopefully will be of help to others.

When I purchased my first collector car I called one of the major collector car insurance companies and obtained insurance. As happens to most of us this soon became an addiction and I continued to add cars calling the same insurance company each time. Later I decided to get my dealers license and then added garage liability insurance using the same insurer.

I felt confident that the insurance company was treating me right on the price, but recently I decided to bid out my insurance needs to the other major collector car insurers. The quotes came in almost 40% less than what I was being charged. Point is if you have stayed with the same insurer for some time you might be surprised what you will find out when you bid this out.

[/ QUOTE ]

Funny thing,
My dealership has been with the same insurance company for the past 20 years and I decided to get quotes from 2 other companies this fall.Much to my surprise,the quotes came in 40% cheaper!!! Broker explained to me that this is a soft insurance market and they're canibalizing each others business to grab as much money as they can to make up for the investment shortfall they're experiencing.
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Old 12-18-2008, 03:44 AM
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Default Re: collector car insurance

I have had the same issue but came out with a different result. I have used Condon & Skelly for the past 22 yrs . This spring I had concerns about my coverage. I had not gone over it in years. I didnt want to assume it was good enough. I have a collection of 14 Hemis, 6 Pak and other Mopar Musclecars. I spoke to C & S due to the size of the collection we changed the policy over to what they called a "Museum policy". I can still drive each of the cars 2500 miles a year. They sent out an agent and confirmed the structure the cars are stored in. When I checked around with other underwriter the prices I received were about the same as C & D. And now with the Museum Policy, I saved over $400.00 than my previous policy and have more coverage .

Great company to deal with, I have never had an issue with them. They covered my friends RR when he had an accident and I know of others that had to file claims and they had no issues.
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Old 12-18-2008, 06:16 AM
lbnaz lbnaz is offline
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Default Re: collector car insurance

I use J C Taylor. Tried MK but they want your families life history even though they do not drive the cars insured. Price difference was not worth the imfo. Larry.
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