insurance

[mc25t190]

[img]/ubbthreads/images/graemlins/scholar.gif[/img]this has been discussed many times, with no definitive answer. where is the best place to insure your cars? hagerty, grundys, state farm, open for ideas. thanks! [img]/ubbthreads/images/graemlins/beers.gif[/img]

[NWYENKO]

We switched to Hagerty, agreed value policy, 0 deductible and you buy only one liability policy. When we bought the truck at Barrett Jackson Hagerty rep looked at it, wrote the policy $6 per $1000 and we were done. I guess you really don't know how good insurance is unless you have to use it, which I hope never happens. Thus far I have been very impresssed with their responsiveness and professionalism. We have 4 cars insured with them now. [img]/ubbthreads/images/graemlins/burnout.gif[/img]Jim

[olredalert]

-----One word;Haggerty------Bill S

[Alwyn678]

I use State Farm

[69rsz28]

I also use State Farm, but I'm gonna switch to Hagerty or Grundys. State Farm would not do an agreed value thus at this point I am under insured as for as relacement value goes. I have heard good things about both but do not know of anyone who has had to file a claim.

[budnate]

Great post, Question I called Hagerty but I think what stopped me from useing them was the car could only be driven like 50 or 150 miles a year?, I may be wrong but there was something that was screwy if a fella wanted to drive his car much in the Summer, It has been two years since that conversation with them, How does it really work?

I ended up going with allstate, which is who caries all the other stuff for the household and had the car appraised for value, it is Ins for 6 months then sits in the garage it is up to me when i start the policy each spring, Like the guy says hope we never have to try and do a claim, we all have had to do that at one time or another and we usualyy get scr wed in the process, The one thing I remember about Hagerty was they said tell me what your car is worth and you will be paid that period if there is a loss!, and that was without a appraisel.

[NWYENKO]

My understanding from Hagerty is that the car has to be in a secured location, you must have another car for transportation and occasional use for pleasure is OK. When I pressed for an approximation of miles that would be considered OK per year I was told 2500 or so. I also asked about temporary storage in a trailer and was assured that was OK also. I would be interested to hear the answer you would receive now by asking that question. Their 800 number has always been helpful in answering concerns. Anybody ever had a claim?? [img]/ubbthreads/images/graemlins/frown.gif[/img]Jim

[will]

I had a claim with Hagerty last year when a box flipped over and hit the front fender,called them up told them what happen they said get an estatment ,I did and had a check to me and the shop in about a week or two.

they never once gave me the feeling that I was in the wrong for making a claim they said "things happen and that what we're here for"
I highly recommand them! [img]/ubbthreads/images/graemlins/biggthumpup.gif[/img] [img]/ubbthreads/images/graemlins/biggthumpup.gif[/img] [img]/ubbthreads/images/graemlins/biggthumpup.gif[/img]

[mc25t190]

thanks guys , i don't drive my cars. i am getting quotes from hagerty, i have grundys now! state farm wanted all my insurance before writing a policy, and the big ? was did i have i ticket in the last 5 years, and i have . state farm would not write a policy if i had a ticket in the last 3 years. [img]/ubbthreads/images/graemlins/beers.gif[/img]

[MYSTERYCHEVELLE]

I have used AMERICAN COLLECTORS for over 16 years now. On all my classic Chevelles, driven and trailered cars. AND...this is the part we just can't forget.... CLAIMS.

I have, unfortunately had a few claims, some big, some small, but all were taken care of without even a blink of an eye...not even a single question about replacing parts with NOS at any price...they had a claims adjuster out within two days, claims were usually written, dare I say...higher than expected and I was told...just get what you need and submit the receipt....So that's what I did, and always got the check in a timely manner. I think too many people forget that it's all about filing a claim, who cares if they allow you XYZ mileage or if they are $50 cheaper on their quote than the next guy...if they don't take care of you when you need them. Now, I am not saying Haggerty or any of the others don't do this....but just reminding people that it is very important to get feedback from owners who have had to file claims.

Just my 3 cents ( inflation )

Mike